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Credit Union Core Technology

   Loan Application Processing

   Loan Collections

   General Ledger

   Investments/Fixed Assets

   Asset/Liability Processing

   Home Banking

   Real Time ATM/Debit Card

   Audio Response Module (VRU)

   Share Draft Processing

   Certificate/IRA Processing

   ATM & Debit Card Processing

   Data Query/Report Writer

   Photo ID/Signature Verification

   Credit Bureau Reporting

   Digital Signature Capture

   E-Statements

   Courtesy Pay

   Shared Branching

   Safe Deposit Box Tracking

Credit Bureau Reporting

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The Credit Bureau Module enables your credit union to control and reduce delinquency by making credit reports available on-demand.

Details

  • This state-of-the-art product offers total integration with CompuShare's Member Central Information File, simplifying report acquisition.

  • With Credit Bureau Inquiry, a member's credit report can be obtained by simply typing the member's credit union account number.

  • Enhanced software verifies data and communication for error free credit reports.

  • Non-member credit reports can be requested through the module's user-friendly data entry screen.

  • Both single and batch reports may be requested, minimizing dialing and communication time.

  • Fast and reliable, the Credit Bureau Module is the most cost effective way to implement your credit lending procedures.

Benefits

  • User friendly operation
  • Total integration with CompuShare
  • Eliminates dedicated and costly terminals
  • Password protection prevents unauthorized report access
  • Automatic dialing and log-on simplifies computer-to-computer communication
  • Full screen off-line editing eases data entry for non-member reporting
  • Context sensitive help simplifies data entry
  • Batches up to 40 reports
  • Expanded field entry insures precise credit reports
  • Supports 9600 to 56000 bps for fast efficient reporting
  • Activity Log tracks all reports

Experian Services

  • Bullseye Report
  • Gold Report
  • Instant Update
  • Direct Check
  • FACS+File Address Check Service
  • Address Update and Verification
  • VIN Guard
  • Employment Insight
  • Social Security Search

TransUnion Services

  • Contractually Liable
  • Authorized User Spouse
  • Trace
  • Atlas 1 through 4

Equifax Services

  • ACROFILE with BNI Score
  • Authorized User Spouse
  • Beacon with BNI
  • ACROFILEPLUS w/ BNI & ON-LINE Directory

Credit Databases Currently Supported

  • Trans Union
  • Experian
  • Equifax
  • Other Subsidiaries

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