The new CSS on-line real-time Internet banking system is designed with the latest programming methods and is fully integrated with the CompuShare core system.

Details

• The Real Time Home Banking employs multi-level security and encryption methodologies to insure the safety and soundness of each member's Internet session.
  
  
• All transactions are posted in real-time and additionally logged in a separate audit table.
  
  
• The on-line real-time Internet banking system will provide your credit union a complete in-house solution that is comprehensive in its functions yet is easy to operate.
  
  
• Real-time home banking will afford your credit union numerous benefits over batch technology.
  
  
• Foremost, it will empower members with accurate balance and transaction information.
  
  
• By presenting up to date account information, it will raise the quality of your members Internet banking experience.
  
  
• Transactions and balance-based decisions will have a higher confidence level, which can only lead to increased satisfaction and higher usage.
  
  
• Remember, increased traffic and return visits not only drive down overall transaction cost, but also increases your home site's advertising effectiveness.
  
  
• With on-line real-time home banking, operational cost benefits are imparted to your credit union.
  
  
• Back office work cycles requiring uploading, downloading, and balancing can be reduced or eliminated altogether. This will free valuable staff time to work on more member relation enhancing activities.

Benefits

• Accurate balance and transaction information for the members.
• Increased quality of home banking experience.
• Higher confidence level for the members making financial decisions.
• Increase traffic and return visits.
• Increased ability to advertise Credit Union services.

Member Benefits

• Convenient and easy to use
• Real-time data reduces fraud risk
• Reduces transaction errors
• Consistent response service
• Increased confidence in service

Credit Union Benefits

• Stronger Audit Trail
• Minimizes back-office posting
• Strengthens relationship with member

Transactions

• Withdraw funds
• Transfer funds between accounts
• Apply for a loan
• View account balances
• View transaction history
• View check transactions
• Download transactions
• Change passwords
• E-Statement Option

Availability

• CompuShare 4.0
• CompuShare 5.0

Requirements

• High speed Internet connection
• New computer and network license
• Network port and cable to computer
• Authorization agreement with CSS